د پانګونې د خطرونو مدیریت د افغانستان په اسلامي بانکوالۍ کې

Abstract

This study provides an in-depth examination of risk management in the Islamic banking sector in Afghanistan. The research employs descriptive and analytical methods to accurately identify, explore, and analyze the risks that Islamic banks face at domestic and international levels. It specifically focuses on the contracts used in Islamic banking in Afghanistan, such as Murabaha, Musharakah, Mudarabah, and other similar financial contracts. The study analyzes the existing mechanisms for risk management. It evaluates their implementation to reduce the impact of risks in accordance with Islamic Sharia principles, thereby enhancing the stability of financial activities. The researchers clarify the findings and strategies that can make risk management more effective, increase participation and returns in Islamic investments, reduce losses and risks, and broadly stimulate Islamic investment. Ultimately, practical solutions are proposed to effectively address Afghanistan's economic challenges, facilitating the circulation of liquid assets and promoting economic development.